Buying Your Home:
The Caroline K. Huo Effect
Buying a home in today's market can be a highly stressful and time-consuming process, which is why choosing the right real estate team to guide, advise, negotiate, and close have never been more important. Our team has created and perfected our approach to making the home buying process easy for our clients. One of our team's key points of difference, and one in which our clients find great value, is that not only do we know a county or area, we are also micro-market experts who know the cities, neighborhoods and communities in great detail so that our clients are always informed and can make the best decision.
Our specialized professionals will use their expertise to find your dream home, and work closely with you to ensure as little inconvenience as possible.
Our number one priority is to find a property that you love, within your budget, and that has the upside for appreciation.
RESULTS DO MATTER .
YELP AND ZILLOW REVIEWS
AVG OFFERS MADE FOR BUYERS
AVG SALE PRICE
WALL STREET JOURNAL
REALTRENDS BAY AREA RANKING
Buying your home has never been easier. We will listen to your needs, exceed expectations, provide "white glove" service, negotiate, and shift the burden finding and closing on your dream home to our team.
Initial Phone Call
The initial phone call is typically 30 minutes. This helps us to understand your real estate needs and make sure we are the best fit for you, your timeline, and your expectations.
Buyer Questionnaire and Comprehensive Buyer Consultation
We start with a quick buyer questionnaire for a satellite understanding of your needs and timing. Once completed and reviewed, we like to meet virtually or in person to dig deeper for our In-Depth Buyer Consultation. We will discuss:
Your desired outcome
The current market and your competition
Create a plan of action based on our conversation, to best meet your goals
Discuss your selected neighborhoods in detail
Dive deep into the micro market comparablea
Suggest additional areas that might meet your criteria not on your original list.
Once we have a clear understanding of your goals, the next step is applying for your loan pre-approval. Getting pre-approved is one of the most important steps when starting your home search. Not only does it guide our price parameters, but it also strengthens our offer against other Buyers who are only pre-qualified.
The Grand Tour
Once pre-approved, we embark on a customized Grand Tour based on our now thoughtfully and properly defined criteria. We will visit neighborhoods you like, as well as neighborhoods that you may not have considered but we believe would be worth considering based on our conversations. This is the fun part!
After further defining criteria after the Grand Tour, we will set up an MLS search portal for you to receive notifications of properties that are within your specified criteria. We tour "coming soon" properties on your behalf and we leverage our association with various groups such as The Top Agent Network (TAN), which is an invite only membership for the top 10% of agents. On TAN we are informed about upcoming listings and opportunities for our clients.
We will personally take you either on a virtual tour or private showing of all properties that are of interest to you or we think may be interesting. We discuss the pros, the cons, and the next steps should you decide to write an offer.
Each showing should lead us closer to "the one."
Make an Offer
We will review all disclosures with you, find answers to your questions, and prepare a comprehensive offer package to best position you for success.
Our team will keep you informed of the process and all the key steps during escrow. Once the purchase of your home is official and recorded with the county, we will notify you immediately of the exciting news, and coordinate the hand off of all keys to you as the new home owner!
Important timelines in the escrow process include:
Buyer Initial Deposit - Typically within 1-3 business days of the ratified contract
Additional Inspections/Contingencies removal, if any
Appraisal: If there is a loan, the lender will require an appraisal and approval by the underwriter. We will attend the appraisal on your behalf to share market conditions, stats, and comps to support the appraisal.
Signings: Both the buyer and seller will need to sign closing paperwork with a notary. If you will be traveling domestically or would prefer to sign in a more convenient location, we are happy to schedule a mobile notary.
Final Funds in Escrow: Typically within 1-2 days before close of escrow all the buyer funds and lender funds will be deposited into escrow. We confirm with escrow once all funds are deposited, and are set to record with the county.
CLOSING DAY! We notify you of the exciting news and deliver the keys. Time to celebrate!